DOCUMENTS REQUIRED
DOCUMENTS REQUIRED FOR APPLICANT :
KYC DOCUMENTS
* 5 Photograph.
* Adhaar Card.
* Address Proof.
* Pan Card.
* Bank Statement / Bank Passbook of Last 6 Month.
Note: This documents is mandatory for all customers.
INCOME PROOF
* 2 months payslip.
* Last year I.T.R with computation.
* Last year GST return with last year current account statement.
ADDRESS PROOF
* Electricity bill.
* Rent agreement.
* House tax slip.
* Ration card.
* Gas connection.
* Landline bill.
* Postpaid bill.
* Kissan Passbook.
* Passport.
* Arms license.
* Driving license.
* Voter id.
* Photo identity card having address.
* Water bill
* Domicile certificate with photo
Issued by state govt.
EDUCATION LOAN
* father or mother and student KYC documents.
* father or mother income proof.
* quotation and fee structure on college letter head(Attested).
UNSECURED BUSSINESS LOAN BELOW 5 LAKHS:
* Last year ITR with computation.
* GST registration or MSME or shopper establishment certificate.
* 6 month current account statement
* Business address proof.
UNSECURED BUSSINESS LOAN ABOVE 5 LAKHS TO 1Cr:
* 2 year ITR with computation.
* Last year GST return.
* Last year balance sheet.
* 5-7 year provision/projection report.
* 1 year current account statement.
* Business address Proof.
loan against property
Xerox of Property Registry / Khasra-Khatoni
* Property owner KYC documents
* Property address proof
* Six Months Salary / last year ITR with computation /GST registration with last year Balance sheet
MSME registration/shopper establishment certificate
DOCUMENTS REQUIRED FOR GUARANTOR:
* KYC documents.
* 3 Passport size photo.
* Bank passbook/statement photocopy.
* Last two month salary slip (in case of pay-slip guarantor).
* Property paper (in case of property guarantor).
* 7 stamps paper of rs. 100/- in favour of the guarantor.
* Processing fee according to loan amount.
1. GOVERNMENTGUARANTOR
Government department which is acceptable by company as per norms.
• DEPARTMENT NAME:
• Education • Nigam Nagar • Palika • P.W.D. • P.H.E. • Bank • Roadways • Railways • Indian Postal• Forest • BSNL • L.I.C • Health • Electricity Etc.
2. PRIVATE LIMITED GUARANTOR
Private limited company guarantor which is acceptable as per norms : • MNC’S LIKE • BMW • ABN • NAMRO • ACCENTURE • ALLIANZ • APPLE • BRACLAYS • DAKIN •MOCROSOFT • WIPRO • HOWARD • INTELENET Etc
3. PROPERTY GUARANTOR
All type of Property are accepted by company. (In all over India)
• REQUIRED GUARANTOR:
